\\outcome variables\\ standing loans (binary)--for the whole rural sample no of standing loans (count data) interest_rate (continuous) zero-interest loans (no_interest = 1 if standing_loans == 1, interest_rate = 0 and borrow_amt == 0) Loan Source (indicator) debt to asset ratio (capped at <= 500%) (continuous) Overindebted (> 60%) (binary) (overindebted = 1 if standing_loans == 1, interest_rate = 0 and borrow_amt == 0) \\Independent variables\\ --for rural population Cultivator Asset Class (is based on value of assets) irrigated land (binary) landless (binary) caste (indicator) casual labor (binary) education level of the Household Head female_headed (sex of the hh head) (binary) year (indicator) state (indicator) \\ASSETS FOR Total Asset Value\\ Land (net_area_value) Buildings (floorarea_value) Livestock (lvstk_val_net) Transport (transport_val_net) Agricultural Machinery (agrimach_net_val) Non-Farm Equipment (nonfarm_net_val) Shares (share_val_net) Other Financial Assets (other_finasset_net) Loans Receivable (loan_rcvble_net) \\Debt Variables\\ dar1--DAR <= 500 over_indebted--Dar > 60% \\Categorical Data Models: Coefficients logit standing_cashloans i.cultivator i.irrigated_land i.landless i.casual_labor ib5.asset_class ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using coeff.xls, label cti("Standing Loans") drop(ib21.state) append nbreg cashloans_number i.cultivator i.irrigated_land i.landless i.casual_labor ib5.asset_class ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], irr cluster(Vill_Blk_) outreg2 using coeff.xls, label cti("No. of Standing Loans") drop(ib21.state) append logit no_interest i.cultivator i.irrigated_land i.landless i.casual_labor ib5.asset_class ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using coeff.xls, label cti("Zero-Interest Loans") drop(ib21.state) append mlogit loan_source i.cultivator i.irrigated_land i.landless i.casual_labor ib5.asset_class ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], rrr cluster(Vill_Blk_) base(1) outreg2 using coeff.xls, label cti("Loan Source") drop(ib21.state) append qui logit over_indebted i.cultivator i.irrigated_land i.landless i.casual_labor ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using coeff.xls, label cti("Being Overindebted") drop(ib21.state) append \\Marginal Effects and OLS Regressions\\ qui logit standing_cashloans i.cultivator i.irrigated_land i.landless i.casual_labor ib5.asset_class ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) margins, dydx(*) post outreg2 using margins.xls, label cti("ME Standing Loans") drop(ib21.state) append qui nbreg cashloans_number i.cultivator i.irrigated_land i.landless i.casual_labor ib5.asset_class ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], irr cluster(Vill_Blk_) margins, dydx(*) post outreg2 using margins.xls, label cti("ME No of Standing Loans") drop(ib21.state) append reg interest_rate i.cultivator i.irrigated_land i.landless i.casual_labor ib5.asset_class ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using margins.xls, label cti("Average Rate of Interest") cttop(OLS) drop(ib21.state) append qui logit no_interest i.cultivator i.irrigated_land i.landless i.casual_labor ib5.asset_class ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) margins, dydx(*) post outreg2 using margins.xls, label cti("ME Zeri Interest Loans") drop(ib21.state) append qui mlogit loan_source i.cultivator i.irrigated_land i.landless i.casual_labor ib5.asset_class ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], rrr cluster(Vill_Blk_) base(1) margins, dydx(*) predict(outcome(1)) post outreg2 using margins.xls, label cti("ME Formal Sources Only") drop(ib21.state) append qui mlogit loan_source i.cultivator i.irrigated_land i.landless i.casual_labor ib5.asset_class ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], rrr cluster(Vill_Blk_) base(1) margins, dydx(*) predict(outcome(2)) post outreg2 using margins.xls, label cti("ME Informal Sources Only") drop(ib21.state) append qui mlogit loan_source i.cultivator i.irrigated_land i.landless i.casual_labor ib5.asset_class ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], rrr cluster(Vill_Blk_) base(1) margins, dydx(*) predict(outcome(3)) post outreg2 using margins.xls, label cti("ME Formal & Informal Sources") drop(ib21.state) append reg log_dar1 i.cultivator i.irrigated_land i.landless i.casual_labor ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using margins.xls, eform label cti("Debt to Asset Ratio") cttop(OLS) drop(ib21.state) append reg log_dar3 i.cultivator i.irrigated_land i.landless i.casual_labor ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using margins.xls, eform label cti("Debt to Asset Ratio minus Land Value") cttop(OLS) drop(ib21.state) append qui logit over_indebted i.cultivator i.irrigated_land i.landless i.casual_labor ib3.caste ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) margins, dydx(*) post outreg2 using margins.xls, label cti("ME Overindebted") drop(ib21.state) append \\Intereactions\\ \\interactions\\ cultivator ## asset_class cultivator## landless cultivator ## year cultivator ## caste logit standing_cashloans i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.asset_class if rural == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using assetclass.xls, eform label cti("Standing Loans Asset class ## Cultivator") drop(ib21.state) replace logit standing_cashloans i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.asset_class if rural == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using assetclass.xls, eform label cti("Standing Loans Asset class ## Non-Cultivator") drop(ib21.state) append logit standing_cashloans i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.landless if rural == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using landless.xls, eform label cti("Standing Loans Landless ## Cultivator") drop(ib21.state) append logit standing_cashloans i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.landless if rural == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using landless.xls, eform label cti("Standing Loans Landless ## Non-Cultivator") drop(ib21.state) append logit standing_cashloans i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.year if rural == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using year.xls, eform label cti("Standing Loans Year ## Cultivator") drop(ib21.state) append logit standing_cashloans i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.year if rural == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using year.xls, eform label cti("Standing Loans Year ## Non-Cultivator") drop(ib21.state) append logit standing_cashloans i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.caste if rural == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using caste1.xls, eform label cti("Standing Loans Caste ## Cultivator") drop(ib21.state) append logit standing_cashloans i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.caste if rural == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using caste1.xls, eform label cti("Standing Loans Caste ## Non-Cultivator") drop(ib21.state) append nbreg cashloans_number i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.asset_class if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], irr cluster(Vill_Blk_) outreg2 using assetclass.xls, eform label cti("TSL Asset class ## Cultivator") drop(ib21.state) append nbreg cashloans_number i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.asset_class if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], irr cluster(Vill_Blk_) outreg2 using assetclass.xls, eform label cti("TSL Asset class ## Non-Cultivator") drop(ib21.state) append nbreg cashloans_number i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.landless if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], irr cluster(Vill_Blk_) outreg2 using landless.xls, eform label cti("TSL Landless ## Cultivator") drop(ib21.state) append nbreg cashloans_number i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.landless if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], irr cluster(Vill_Blk_) outreg2 using landless.xls, eform label cti("TSL Landless ## Non-Cultivator") drop(ib21.state)append nbreg cashloans_number i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.year if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], irr cluster(Vill_Blk_) outreg2 using year.xls, eform label cti("TSL Year ## Cultivator") drop(ib21.state) append nbreg cashloans_number i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.year if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], irr cluster(Vill_Blk_) outreg2 using year.xls, eform label cti("TSL Year ## Non-Cultivator") drop(ib21.state) append nbreg cashloans_number i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.caste if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], irr cluster(Vill_Blk_) outreg2 using caste.xls, eform label cti("TSL Caste ## Cultivator") drop(ib21.state) append nbreg cashloans_number i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.caste if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], irr cluster(Vill_Blk_) outreg2 using caste.xls, eform label cti("TSL Caste ## Non-Cultivator") drop(ib21.state) append reg interest_rate i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.asset_class if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using assetclass.xls, label cti("Interest Rate Asset class ## Cultivator") drop(ib21.state) append reg interest_rate i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.asset_class if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using assetclass.xls, label cti("Interest Rate Asset class ## Non-Cultivator") drop(ib21.state) append reg interest_rate i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.landless if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using landless.xls, label cti("Interest Rate Landless ## Cultivator") drop(ib21.state) append reg interest_rate i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.landless if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using landless.xls, label cti("Interest Rate Landless ## Non-Cultivator") drop(ib21.state) append reg interest_rate i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.year if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using year.xls, label cti("Interest Rate Year ## Cultivator") drop(ib21.state) append reg interest_rate i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.year if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using year.xls, label cti("Interest Rate Year ## Non-Cultivator") drop(ib21.state) append reg interest_rate i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.caste if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using caste.xls, label cti("Interest Rate Caste ## Cultivator") drop(ib21.state) append reg interest_rate i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.caste if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using caste.xls, label cti("Interest Rate Caste ## Non-Cultivator") drop(ib21.state) append logit no_interest i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.asset_class if rural == 1 & standing_cashloans [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using assetclass.xls, eform label cti("Zero-Interest Loans Asset class ## Cultivator") drop(ib21.state) append logit no_interest i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.asset_class if rural == 1 & standing_cashloans [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using assetclass.xls, eform label cti("Zero-Interest Loans Asset class ## Non-Cultivator") drop(ib21.state) append logit no_interest i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.landless if rural == 1 & standing_cashloans [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using landless.xls, eform label cti("Zero-Interest Loans Landless ## Cultivator") drop(ib21.state) append logit no_interest i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.landless if rural == 1 & standing_cashloans [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using landless.xls, eform label cti("Zero-Interest Loans Landless ## Non-Cultivator") drop(ib21.state) append logit no_interest i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.year if rural == 1 & standing_cashloans [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using year.xls, eform label cti("Zero-Interest Loans Year ## Cultivator") drop(ib21.state) append logit no_interest i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.year if rural == 1 & standing_cashloans [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using year.xls, eform label cti("Zero-Interest Loans Year ## Non-Cultivator") drop(ib21.state) append logit no_interest i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.caste if rural == 1 & standing_cashloans [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using caste.xls, eform label cti("Zero-Interest Loans Caste ## Cultivator") drop(ib21.state) append logit no_interest i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.caste if rural == 1 & standing_cashloans [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using caste.xls, eform label cti("Zero-Interest Loans Caste ## Non-Cultivator") drop(ib21.state) append mlogit loan_source i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.asset_class if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], rrr cluster(Vill_Blk_) base(1) outreg2 using assetclass.xls, eform label cti("Loan Source Asset class ## Cultivator") drop(ib21.state)append mlogit loan_source i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.asset_class if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC],rrr cluster(Vill_Blk_) base(1) outreg2 using assetclass.xls, eform label cti("Loan Source Asset class ## Non-Cultivator") drop(ib21.state)append mlogit loan_source i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.landless if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], rrr cluster(Vill_Blk_) base(1) outreg2 using landless.xls, eform label cti("Loan Source Landless ## Cultivator") drop(ib21.state) append mlogit loan_source i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.landless if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], rrr cluster(Vill_Blk_) base(1) outreg2 using landless.xls, eform label cti("Loan Source Landless ## Non-Cultivator") drop(ib21.state) append mlogit loan_source i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.year if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], rrr cluster(Vill_Blk_) base(1) outreg2 using year.xls, eform label cti("Loan Source Year ## Cultivator") drop(ib21.state) append mlogit loan_source i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.year if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], rrr cluster(Vill_Blk_)base(1) outreg2 using year.xls, eform label cti("Loan Source Year ## Non-Cultivator") drop(ib21.state) append mlogit loan_source i.cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.caste if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], rrr cluster(Vill_Blk_) base(1) outreg2 using caste.xls, eform label cti("Loan Source Caste ## Cultivator") drop(ib21.state) append mlogit loan_source i.non_cultivator ib5.asset_class i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.caste if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], rrr cluster(Vill_Blk_)base(1) outreg2 using caste.xls, eform label cti("Loan Source Caste ## Non-Cultivator") drop(ib21.state) append reg log_dar1 i.cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.landless if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using landless.xls, eform label cti("DAR Landless ## Cultivator") drop(ib21.state) append reg log_dar1 i.non_cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.landless if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using landless.xls, eform label cti("DAR Landless ## Non-Cultivator") drop(ib21.state) append reg log_dar1 i.cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.year if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using year.xls, eform label cti("DAR Year ## Cultivator") drop(ib21.state) append reg log_dar1 i.non_cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.year if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using year.xls, eform label cti("DAR Year ## Non-Cultivator") drop(ib21.state) append reg log_dar1 i.cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.caste if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using caste.xls, eform label cti("DAR Caste ## Cultivator") drop(ib21.state) append reg log_dar1 i.non_cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.caste if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using caste.xls, eform label cti("DAR Caste ## Non-Cultivator") drop(ib21.state) append reg log_dar3 i.cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.landless if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using landless.xls, eform label cti("DAR3 Landless ## Cultivator") drop(ib21.state) append reg log_dar3 i.non_cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.landless if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using landless.xls, eform label cti("DAR3 Landless ## Non-Cultivator") drop(ib21.state) append reg log_dar3 i.cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.year if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using year.xls, eform label cti("DAR3 Year ## Cultivator") drop(ib21.state) append reg log_dar3 i.non_cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.year if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using year.xls, eform label cti("DAR3 Year ## Non-Cultivator") drop(ib21.state) append reg log_dar3 i.cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.caste if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using caste.xls, eform label cti("DAR3 Caste ## Cultivator") drop(ib21.state) append reg log_dar3 i.non_cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.caste if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], cluster(Vill_Blk_) outreg2 using caste.xls, eform label cti("DAR3 Caste ## Non-Cultivator") drop(ib21.state) append logit over_indebted i.cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.landless if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using landless.xls, eform label cti("Overindebted Landless ## Cultivator") drop(ib21.state) append logit over_indebted i.non_cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.landless if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using landless.xls, eform label cti("Overindebted Landless ## Non-Cultivator") drop(ib21.state) append logit over_indebted i.cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.year if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using year.xls, eform label cti("Overindebted Year ## Cultivator") drop(ib21.state) append logit over_indebted i.non_cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.year if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using year.xls, eform label cti("Overindebted Year ## Non-Cultivator") drop(ib21.state) append logit over_indebted i.cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.cultivator##i.caste if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using caste.xls, eform label cti("Overindebted Caste ## Cultivator") drop(ib21.state) append logit over_indebted i.non_cultivator i.irrigated_land i.landless ib3.caste i.casual_labor ib6.hh_head_educ i.female_head c.hh_size i.year ib21.state i.non_cultivator##i.caste if rural == 1 & standing_cashloans == 1 [pw = WEIGHT_SC], or cluster(Vill_Blk_) outreg2 using caste.xls, eform label cti("Overindebted Caste ## Non-Cultivator") drop(ib21.state) append \\Summary Tables\ \dependent vars\\ standing loans (binary)--for the whole rural sample no of standing loans (count data) interest_rate (continuous) zero-interest loans Loan Source (indicator) debt to asset ratio (capped at <= 500%) (continuous) Overindebted (> 60%) (binary) \\Independent Variables Summary Tables\\ tabout cultivator irrigated_land landless casual_labor asset_class caste hh_head_educ female_head year using summary.xls if rural == 1 [iw = WEIGHT_SC], c(freq col) replace \\Dependent Variables Summary Tables\\ \continuous vars\\ table cultivator year rural [iw = WEIGHT_SC], c(mean land_val_pct) col table cultivator year rural [iw = WEIGHT_SC], c(mean dar3) col table cultivator year rural [iw = WEIGHT_SC], c(mean dar1) col table cultivator year rural [iw = WEIGHT_SC], c(mean interest_rate) col table cultivator year rural [iw = WEIGHT_SC], c(mean cashloans_number) col \\categorical variables\\ tablecol standing_cashloans cultivator year if rural == 1 [iw = WEIGHT_SC], colpct tablecol no_interest cultivator year if rural == 1 & standing_cashloan == 1 [iw = WEIGHT_SC], colpct tablecol over_indebted cultivator year if rural == 1 & standing_cashloan == 1 [iw = WEIGHT_SC], colpct tablecol loan_source cultivator year if rural == 1 & standing_cashloan == 1 [iw = WEIGHT_SC], colpct \\predictor variables list\\ Cultivators irrigated land landless casual labor asset_class caste hh_head_education female_head hh_size year state