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    <responseDate>2026-10-15T17:11:03Z</responseDate>
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            <header>
                <identifier>oai:data.mendeley.com/czth69bdwy.1</identifier>
                <datestamp>2026-07-30T07:53:23Z</datestamp>
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            <metadata><oai_dc:dc xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/ http://www.openarchives.org/OAI/2.0/oai_dc.xsd" xmlns:oai_dc="http://www.openarchives.org/OAI/2.0/oai_dc/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
    <dc:creator>Mba, Jules Clement</dc:creator>
    <dc:title>Mobile money</dc:title>
    <dc:publisher>Mendeley Data</dc:publisher>
    <dc:description>The respondent file is the Global Findex Database 2025 microdata, reference WLD_2024_ FINDEX_v02_M, based on interviews conducted in 2024 (World Bank, 2025b). The full file contains 144,090 unique respondents in 140 economies. The Sub-Saharan African regional classification contains 35,093 respondents in 35 economies.
The mobile-money outcome is observed for 34 regional economies. Mauritania is not included because the outcome is not available. The official-ID item is unavailable for Liberia and Chad.
After requiring valid outcome and ID responses, 31,509 adults in 32 economies remain. The primary complete-case model contains 30,277 adults in 31 economies; Lesotho is excluded because household-income quintile is unavailable for every respondent. A sensitivity model omits income and retains Lesotho, producing 31,262 adults in 32 economies.</dc:description>
    <dc:subject>African Economy</dc:subject>
    <dc:subject>Financial Economics of Economic System</dc:subject>
    <dc:subject>Econometric Model of Regional Economy</dc:subject>
    <dc:contributor>Pindza, Edson</dc:contributor>
    <dc:type>Dataset</dc:type>
    <dc:identifier>doi:10.17632/czth69bdwy.1</dc:identifier>
    <dc:identifier>oai:data.mendeley.com/czth69bdwy.1</dc:identifier>
    <dc:rights>Creative Commons Attribution 4.0 International</dc:rights>
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    <dc:date>2026-07-30T07:53:23Z</dc:date>
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