Paylater on Zoomer Generation
Description
Research on digital payments covers various aspects related to the adoption and use of technology-based payment methods. The data collected often includes users' demographic characteristics, such as age, gender, education level, and geographic location, as well as their preferences for various digital payment methods, such as digital wallets, QR codes, and mobile banking apps. Apart from that, this research also records the frequency and volume of transactions carried out via digital platforms, and compares them with traditional payment methods such as cash. Security and trust are an important focus, where data shows the extent to which users feel safe in carrying out digital transactions and the factors that influence their level of trust in these systems. Regulatory aspects are also a concern, with data regarding government policies influencing the development of digital payments, including consumer protection and anti-fraud regulations. Additionally, this research often explores challenges faced by consumers and businesses, such as accessibility barriers or low digital literacy. Innovation trends in digital payments, such as the use of artificial intelligence and blockchain technology, were also part of the research, providing an insight into how these technologies are changing the way payments are made. This research can compare the use of digital payments in various regions or countries, as well as socio-economic factors that influence the level of adoption of payment technology. All this data provides comprehensive insight into the dynamics and development of digital payments in society.
Files
Institutions
- Bina Nusantara University