Replication Package for "Financial Inclusion Across the United States"
Description
Finclusion_Programs.zip is a replication package that creates and analyzes pseudo-microdata with the same variables as the actual tax microdata used in "Financial Inclusion Across the United States" by Yogo, Whitten, and Cox (Journal of Financial Economics, 2025). The actual tax microdata are confidential and may not be shared. To gain access, researchers can apply to the Joint Statistical Research Program of the Internal Revenue Service. https://www.irs.gov/statistics/soi-tax-stats-joint-statistical-research-program Yogo et al. ran their code using Stata-MP 18.0. _master.do runs all of the code in the proper sequence. Simply unzip the archive and type "do _master" in Stata to run all of the code. _master.do runs the following do files: data1.do creates the pseudo-microdata. summary2.do creates Table A.1. summary3.do creates Tables 1-4 and A.2. regression1.do creates Tables 5-6. regression4.do creates Tables 7, 9, and C.1-C.3. In addition, Yogo et al. provide aggregate datasets, based on the actual tax microdata, to facilitate future research. These datasets are in Finclusion_Excel.zip (Excel format) and Finclusion_Stata.zip (Stata format). Each zip file contains Data_incm is aggregated by year and income quintile. Data_ZCTA is aggregated by year and ZCTA. Data_ZCTA_incm is aggregated by year, ZCTA, and income quintile. Used to create Figures 1-2. See Appendix A.3 for a detailed description of these data.
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- United States Social Security AdministrationUnited States