mobile payment 2024
Description
Data collected through the WJX platform for research on mobile payment related topics. Mobile payments are becoming global. However, most studies focus on the factors that influence the adoption of mobile payments but rarely discuss the scenarios after adoption. Understanding the antecedent and moderating variables that affect the continuous adoption of mobile payment by consumers is helpful for the strategic development of APP providers. In this paper, a stimulus-organic-response (S-O-R) framework was proposed based on the adoption factors of mobile payment applications. Therefore, we propose that changes in satisfaction, flow, and resistance positively affect the continued use of mobile payment apps. We tested the model with a survey of 524 mobile payment users. The data is about convenience, security, network externalities, compatibility, media literacy, and self-efficacy etc. H1a. Perceived convenience impact on satisfaction. H1b. Perceived convenience impact on flow. H1c. Perceived convenience impact on resistance to change. H2a. Perceived compatibility impact on satisfaction. H2b. Perceived compatibility impact on flow. H2c. Perceived compatibility impact on resistance to change. H3a. Perceived security impact on satisfaction. H3b. Perceived security impact on flow. H3c. Perceived security impact on resistance to change. H4a. Perceived network externality impact on satisfaction. H4b. Perceived network externality impact on flow. H4c. Perceived network externality impact on resistance to change. H5a. Mobile media literacy impact on satisfaction. H5b. Mobile media literacy impact on flow. H5c. Mobile media literacy impact on resistance to change. H6a. Mobile self-efficacy impact on satisfaction. H6b. Mobile self-efficacy impact on flow. H6c. Mobile self-efficacy impact on resistance to change. H7a. Perceived flow impact on satisfaction. H7b. Perceived flow impact on resistance to change. H8. Perceived satisfaction impact on continuance. H9. Perceived flow impact on continuance. H10. Resistance to change impact on continuance.