SMEs_Ecuador_Data

Description

This dataset contains the data used in the study “Financial inclusion and financial literacy: the role of digitalization and financial health in SME innovation.” The study examines the relationships between financial literacy, financial inclusion, financial health, digital maturity, and innovation performance among micro, small, and medium-sized enterprises (SMEs) in Ecuador. The dataset contains the variables used to estimate the empirical model reported in the associated article, including measures of financial literacy, financial inclusion, financial health, digital maturity, and innovation performance, together with relevant firm- and respondent-level characteristics.

Steps to reproduce

The dataset contains the final 175 valid observations used in the empirical analysis. To reproduce the results reported in the associated article, import the CSV file into SmartPLS and specify the measurement and structural models according to the constructs, indicators, and hypothesized relationships described in the manuscript.

Institutions

• Universidad Técnica Particular de Loja

  Loja, Loja

Categories

Licence