Stuck in the Familiar? How Mobile Payment Use Shapes the Inverted U-Shaped Relationship with Digital Currency Adoption

Published: 23 July 2026| Version 1 | DOI: 10.17632/fn8j4p4xkn.1
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Description

This dataset contains survey responses from 503 Chinese consumers who had prior experience with both mobile payment (MP) and central bank digital currency (e‑CNY), collected via an online panel between August and September 2025.

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User Experience, Digital Economy

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