Codes for the article "The impact of information laws on consumer credit access: evidence from Chile", R&R3, LAJCB

Published: 3 July 2026| Version 1 | DOI: 10.17632/jvk7fft599.1
Contributor:
Carlos Madeira

Description

This link has a README file with the brief description of all codes used in the empirical analysis of the article and its appendix. The article is in R&R (3rd stage) status for the Latin American Journal of Central Banking. This link also includes an online appendix with additional results to the main article. A preprint is available from the Central Bank of Chile WP series (DTBC): https://ideas.repec.org/p/chb/bcchwp/873.html . It includes a total of 29 Stata do files. Data analysis was performed in a standard notebook with an Intel Core i7-4700HQ 2.40GHz processor with 16.0 GB of RAM and a Stata 15.1 MP-6 license.

Files

Steps to reproduce

The code "M_analysis_debtors_EFH.do" is the main file. It calls all the other files sequentially to implement all the analysis of the article. “Impact_graph.do” creates Figure 1 in the paper. “Debt_motivations_InfoLaws.do” creates Table 1, Table 2 and Table 3 in the paper. "AC_counterfactual_A.do" creates Figure 1 in the article and Figure A.2 in the appendix. "DemPriceWelfare_counterfactual_A_new.do" also creates the Figure 1 in the article and Figure A.2 in the appendix, but with better labels and in EPS format (instead of EMF format). "DPW_stats.do" and "DPWy_stats.do" create Table 9. "analysis_default_unemp_Aall.do" Tables 5, 6, 7 and 8 in the article. It also creates the random effect column estimates for Tables A.5, A.6 and A.7 in the appendix. "analysis_default_unemp_A.do" creates Tables A.1, A.2, A.3 and A.4 in the appendix. It also creates the column estimates without random effects for Tables A.5, A.6 and A.7 in the appendix. "analysis_default_unemp_Aall_6months.do" creates Table A.8 in the appendix. “analysis_default_unemp_Aall_margins.do” creates Tables A.9 and A.10 in the appendix, with the results of the estimated models in terms of margins. “Impact_graph.do” creates Figure A.1 in the appendix.

Categories

Law, Banking, Insurance, Credit Market, Banking Regulation, Behavioral Economics, Legislation, Asymmetric Information, Debt, Credit, Consumer Debt

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