The Impact of Microfinance on Household Poverty in Rural Sierra Leone: An Econometric approach to Assessing the Income and Consumption Effect of Microcredit

Description

Variable Variable Name A1 Gender A2 Age A3 Marital status A4 Educational level A5 How many household members are dependent on you? A6 Do you have any business experience? A7 What is your current occupation? A8 If currently operating a business what is the employee Size? A9 What business sector are you operating A10 What are the other sources of your business capital? A11 District/Location B1 Are you a beneficiary of the LAPO or ACTB microfinance loan scheme? B2 If yes,wish one? B3 Have you ever taken another microcredit apart from the current one? B4 If yes, have you completed the payment of that loan? B5 How long have you taken the current microcredit loan (months)? B6 Is this the first loan you are receiving from this same microcredit institution? B7 What is the size (amount) of this current microcredit loan? B8 Frequency of your payment B9 What is your estimated monthly repayment amount in New Leones? B10 Are you making a regular profit from your business? B11 Is your business money kept separate from money for personal or household expenses? B12 What general factors affect the repayment of microcredit loans B13 What household factors affect the repayment of microcredit loans C1 What are the other sources of your household income? C2 How many working household members that are also supporting the household? C3 Since the Microcredit loan was taken, has there been any change in household income? C4 If yes in C23, how has your income changed because of the loan taken? C5 Has your monthly savings increased over the loan period? C6 What is your total monthly household expenditure in NLe? C7 Has your total monthly expenditure on utility bills increased? C8 Is there an increase in the size of your expenditure on clothing? C9 Has the microcredit loan enabled you to increase your spending on household feeding? C10 Has the microcredit loan enabled you to pay your house rent timely C11 Is there an increase in the size of your monthly expenditure on children’s education (fees, lunch, transport, etc.)? C12 Has participation in the microcredit scheme enabled you to meet household emergencies? D1 The loan received has increased the household’s available income above the poverty line D2 The interest rate charged by MFIs is appropriate and affordable for their clients D3 The loan enables the recipient to make regular repayments of the existing loan D4 The loan caused a change in the daily amount given by the family head for household feeding D5 The microcredit loans enabled recipients to purchase better food and maintain a balanced diet D6 There is an increase in the number of times food is cooked at home D7 The loan has enabled household members to have access to better health care D8 There is an increase in the amount of lunch and transport the household gives to the school-going children D9 The Microcredit loans enabled recipients to set up a new or expand a current business

Institutions

• University of Makeni

  Northern Province, Makeni
• Tecnológico de Monterrey

  Nuevo León, Monterrey

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